Good health is necessary for everyone, so if you plan to apply for an Australia visa, you must also buy health insurance. Here, in this guide, we will tell you everything about health insurance that covers the medicine cost and doctor’s fees.
If you are planning to apply for an Australia visa, you must get proper knowledge in advance about each visa type since there are so many visa types available such as visitor visas, working visas, and student visas. You must choose according to your need or talk to our migration consultant to get detailed information about visa classes.
Our migration agent and visa consultant have a great deal of knowledge about each visa type and what type of insurance it covers. Let’s have a look at these things.
Student Visas
A student visa is designed for those who wish to study in Australia. This visa type offers you a chance to stay in Australia for at least 2 or 3 years. If you are applying under a student visa, you must understand the health insurance for students in Australia.
Health insurance for international students in Australia.
Health insurance, known as Overseas student health cover (OSHC), is available for students in Australia. This health cover or insurance provides you with appropriate medical and hospital covers such as emergency ambulance transport and limited pharmaceutical cover. In addition to this, this health insurance is valuable to cover the cost of doctors as well.
OSHC does not cover the services, including optical, dental, and physiotherapy. You need to pay the doctor’s fees and medicine costs for these treatments.
Working Visas
If you are planning to apply for a work visa, you must get information from the migration agent because there are so many types of work visas. If you are a 482 visa or 485 visa holder, you must buy a suitable level of health insurance. This working visa health cover plan offers you medical services, ambulance cover, and hospital cover. This working visa health insurance does not cover dental and physiotherapy treatments.
Visitor Visas
Well, you do not need any type of health insurance if you are a visitor or business visa holder in Australia. Your visitor visa health care insurance covers everything except dental, optical, and physiotherapy treatment.
So, you need to keep these things in your mind if you are planning to apply for any visa from the above-mentioned visas. You can also purchase health insurance that will cover the medical cost, doctor fees, and medicines cost. For this, you need to talk to an insurance provider, because they will surely give you the proper and detailed information about everything.